Free Stock IRA Match

SoFi: Free Stock & Account Match

Get a free stock plus a 1% IRA match on qualifying deposits when you open a new SoFi Invest account. No minimum deposit required to get started.
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New accounts only. Free stock offer requires opening and funding a new SoFi Invest Active Investing account with a qualifying deposit. Stock is selected randomly — value and ticker are not guaranteed. The 1% IRA match applies to qualifying contributions to a new SoFi Invest IRA — SoFi Plus membership ($10/month) is required for the 2% match rate. IRA match is subject to a vesting schedule — funds must remain invested for a qualifying period before the match is yours to keep. Offer is subject to change or withdrawal at any time without notice. Available to eligible new customers only — existing SoFi Invest account holders do not qualify. SoFi Securities LLC is a member of FINRA and SIPC. Investment products are not FDIC insured, not bank guaranteed, and may lose value. Always verify current terms, deposit requirements, and vesting schedules directly at sofi.com before opening an account. Some links on this page are affiliate links — if you open an account through one of them, GainSumo may earn a commission at no extra cost to you. See our full Affiliate Disclosure for details.

Get a free stock plus a 1% IRA match — 2% with SoFi Plus — when you open a new SoFi Invest account. No minimum deposit required and $0 per contract on options makes this one of the most rewarding sign-up offers for new investors.

SoFi Invest is one of the most complete financial platforms in this series — combining investing, banking, loans, and financial planning under a single app and login. The free stock and IRA match offer gives new account holders two distinct rewards just for getting started.

How the SoFi Free Stock & Account Match Offer Works

To qualify for the free stock, open a new SoFi Invest account through a qualifying link and fund your account with a qualifying deposit. The free stock is credited to your account after the qualifying period — stock selection is random and value varies.

The 1% IRA match applies to qualifying IRA contributions made to a new SoFi Invest IRA account. SoFi Plus members qualify for a 2% match. The match is credited after the qualifying period and is subject to a vesting schedule — check current terms at sofi.com for full details.

Why Consider SoFi Invest

Beyond the sign-up bonus, SoFi Invest stands out for:

  • $0 per contract on equity options — no fees on either side of the trade
  • 1% IRA match on contributions — 2% with SoFi Plus membership
  • IPO access at no extra cost — available to all SoFi Invest account holders
  • Fractional shares available — invest in any stock with as little as $1
  • All-in-one financial platform — banking, loans, credit cards, and investing under one login
  • CFP consultations available — financial planning access with SoFi Plus membership

Who This Offer Is Best For

The SoFi free stock and IRA match offer is best for investors who want a simple, low-cost platform that handles more than just trading. If you’re looking to consolidate your financial life — banking, retirement savings, and active investing — into a single app, SoFi’s combination of $0 options fees, IRA match, and free stock makes it one of the most rewarding sign-up offers in this series.

For retirement savers specifically, the 1% IRA match is a standout benefit — particularly for investors making consistent annual IRA contributions who want their broker to reward that behavior the same way an employer rewards 401(k) contributions.

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Free Stock
IBKR: $1,000 in IBKR Stock

New Interactive Brokers accounts receive up to $1,000 in IBKR stock through the refer-a-friend program. Fund your account and start trading with one of the most powerful platforms in retail brokerage.

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T&Cs Apply

New accounts only. To qualify for up to $1,000 in IBKR stock, open a new Interactive Brokers account through a qualifying referral link and fund your account with a qualifying deposit. IBKR stock is credited to your account after the qualifying period and vesting schedule — the exact amount depends on your deposit size. Offer is subject to change or withdrawal at any time without notice. Available to eligible new customers only — existing Interactive Brokers account holders do not qualify. IBKR stock received through this promotion may be subject to a holding period before it can be sold. Interactive Brokers LLC is a member of FINRA and SIPC. Investment products are not FDIC insured, not bank guaranteed, and may lose value. Always verify current terms, deposit requirements, and vesting schedules directly at ibkr.com before opening an account. Some links on this page are affiliate links — if you open an account through one of them, GainSumo may earn a commission at no extra cost to you. See our full Affiliate Disclosure for details.

Cash Bonus IRA Match
Robinhood Gold: 3% IRA Match & Cash Yield

Get a 3% IRA match on contributions plus 3.35% APY on uninvested cash with Robinhood Gold membership. The highest IRA match available from any broker in this series — new accounts only, terms apply.

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T&Cs Apply

New accounts only. Robinhood Gold membership costs $5/month or $50/year. The 3% IRA match applies to qualifying IRA contributions made to a Robinhood IRA account — traditional and Roth IRAs are eligible. IRA match is subject to a 5-year vesting schedule — if you close your IRA or transfer assets out before 5 years, you may forfeit unvested match funds. Match is not available on rollovers from other retirement accounts. The 3.35% APY on uninvested cash applies to Gold subscribers only — standard accounts earn a lower default rate. APY is variable and subject to change without notice. The $0 per contract fee applies to equity options — regulatory pass-through fees still apply. Robinhood Financial LLC is a member of FINRA and SIPC. Investment products are not FDIC insured, not bank guaranteed, and may lose value. Robinhood Gold features and pricing are subject to change — always verify current terms, match rates, and APY directly at robinhood.com before opening an account. Some links on this page are affiliate links — if you open an account through one of them, GainSumo may earn a commission at no extra cost to you. See our full Affiliate Disclosure for details.

Free Stock Welcome Bonus
Moomoo Welcome Bonus: 8.1% APY + Up to $1,000 in NVDA Stock

New moomoo accounts earn up to 8.1% APY for 90 days plus up to $1,000 in NVDA stock on qualifying deposits. One of the most generous welcome offers in this series from the most analytically capable zero-fee platform — new accounts only, terms apply.

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T&Cs Apply

New accounts only. The 8.1% APY is a promotional rate consisting of a 3.35% base rate plus a 4.75% booster coupon applicable for the first 90 days on qualifying deposits — after which the base rate of 3.35% applies. APY rates are variable and subject to change without notice. The NVDA stock award is tiered based on qualifying deposit size — exact tiers, award amounts, and qualifying deposit thresholds are subject to change. NVDA stock is credited after the qualifying period and may be subject to a holding period before it can be sold. Stock ticker, value, and award amount are subject to change — always verify current promotional terms directly at moomoo.com before opening an account. Available to eligible new customers only — existing moomoo account holders do not qualify. Moomoo Financial Inc. is a member of FINRA and SIPC. Investment products are not FDIC insured, not bank guaranteed, and may lose value. Free Level 2 Nasdaq TotalView data is available to funded accounts and is subject to Nasdaq data agreement terms. The 6.8% margin rate is subject to change — always verify current margin rates at moomoo.com. Some links on this page are affiliate links — if you open an account through one of them, GainSumo may earn a commission at no extra cost to you. See our full Affiliate Disclosure for details.

Free Stock
Webull Promotion: Up to 15 Free Fractional Stocks

Open and fund a new Webull account to receive up to 15 free fractional stocks. One of the most generous free stock offers available from the most advanced mobile charting platform in this series — new accounts only, terms apply.

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T&Cs Apply

New accounts only. To qualify for free fractional stocks, open a new Webull brokerage account and complete the required qualifying steps including account verification and qualifying deposit within the specified timeframe. Free stocks are selected randomly — ticker, value, and number of shares are not guaranteed and are subject to change. Stock awards are credited after the qualifying period and may be subject to a holding period before they can be sold. Offer is subject to change or withdrawal at any time without notice. Available to eligible new customers only — existing Webull account holders do not qualify. Webull Financial LLC is a member of FINRA and SIPC. Investment products are not FDIC insured, not bank guaranteed, and may lose value. Free Level 2 Nasdaq TotalView data is available to funded accounts and is subject to Nasdaq data agreement terms. Always verify current terms, qualifying steps, and stock award structure directly at webull.com before opening an account. Some links on this page are affiliate links — if you open an account through one of them, GainSumo may earn a commission at no extra cost to you. See our full Affiliate Disclosure for details.

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Disclaimer: The information provided on this site is for educational and informational purposes only and should not be considered financial, investment, or trading advice. Options trading involves substantial risk and is not suitable for every investor. Past performance does not guarantee future results. You should always conduct your own research and consider consulting a qualified financial professional before making investment decisions.

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