IRA Match

New accounts only. Free stock offer requires opening and funding a new SoFi Invest Active Investing account with a qualifying deposit. Stock is selected randomly — value and ticker are not guaranteed. The 1% IRA match applies to qualifying contributions to a new SoFi Invest IRA — SoFi Plus membership ($10/month) is required for the 2% match rate. IRA match is subject to a vesting schedule — funds must remain invested for a qualifying period before the match is yours to keep. Offer is subject to change or withdrawal at any time without notice. Available to eligible new customers only — existing SoFi Invest account holders do not qualify. SoFi Securities LLC is a member of FINRA and SIPC. Investment products are not FDIC insured, not bank guaranteed, and may lose value. Always verify current terms, deposit requirements, and vesting schedules directly at sofi.com before opening an account. Some links on this page are affiliate links — if you open an account through one of them, GainSumo may earn a commission at no extra cost to you. See our full Affiliate Disclosure for details.

New accounts only. Robinhood Gold membership costs $5/month or $50/year. The 3% IRA match applies to qualifying IRA contributions made to a Robinhood IRA account — traditional and Roth IRAs are eligible. IRA match is subject to a 5-year vesting schedule — if you close your IRA or transfer assets out before 5 years, you may forfeit unvested match funds. Match is not available on rollovers from other retirement accounts. The 3.35% APY on uninvested cash applies to Gold subscribers only — standard accounts earn a lower default rate. APY is variable and subject to change without notice. The $0 per contract fee applies to equity options — regulatory pass-through fees still apply. Robinhood Financial LLC is a member of FINRA and SIPC. Investment products are not FDIC insured, not bank guaranteed, and may lose value. Robinhood Gold features and pricing are subject to change — always verify current terms, match rates, and APY directly at robinhood.com before opening an account. Some links on this page are affiliate links — if you open an account through one of them, GainSumo may earn a commission at no extra cost to you. See our full Affiliate Disclosure for details.