Cash Bonus

Public: High-Yield Cash Bonus

Earn a cash bonus plus 3.6% APY on uninvested funds automatically when you open a new Public.com account. No premium membership required — new accounts only, terms apply.
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New accounts only. Cash bonus amount is tiered based on qualifying deposit size — exact tiers and amounts are subject to change. Always verify current bonus tiers directly at public.com before opening an account. The 3.6% APY on uninvested cash applies to the Public High-Yield Cash Account and is variable — rate is subject to change without notice. The $0.06–$0.18 options rebate per contract is based on monthly trading volume and is subject to change. The 1% IRA match applies to qualifying rollovers and contributions and is subject to terms and conditions. Offer is subject to change or withdrawal at any time without notice. Available to eligible new customers only — existing Public.com account holders do not qualify. Public Investing is a member of FINRA and SIPC. Investment products are not FDIC insured, not bank guaranteed, and may lose value. Always verify current terms directly at public.com before opening an account. Some links on this page are affiliate links — if you open an account through one of them, GainSumo may earn a commission at no extra cost to you. See our full Affiliate Disclosure for details.

Public.com is the only broker that pays you per options contract — and the high-yield cash bonus adds a cash reward on top of automatic 3.6% APY on uninvested funds. One of the most financially rewarding sign-up offers in this series for active options traders.

Public.com is one of the most innovative platforms in this series — and the only broker that actually pays you per options contract traded rather than charging you. The high-yield cash bonus offer adds an additional reward on top of an already compelling cost structure for new account holders.

How the Public High-Yield Cash Bonus Works

To qualify for the cash bonus, open a new Public.com account through a qualifying link and fund your account with a qualifying deposit. The cash bonus amount is tiered based on your deposit size — the more you fund, the higher the bonus. The 3.6% APY on uninvested cash is automatic and applies to all funded accounts with no membership tier or manual transfer required.

Check current terms at public.com for the exact deposit requirements and bonus tiers before opening an account.

Why Consider Public.com

Beyond the sign-up bonus, Public.com stands out for:

  • $0 per contract on equity options plus a $0.06–$0.18 rebate paid back per contract traded — the only broker in this series that pays you to trade options
  • 3.6% APY on uninvested cash automatically — no manual transfers, no premium membership required
  • 1% uncapped IRA match on rollovers and contributions
  • AI-powered custom investing indexes built from plain-language prompts
  • 99.994% reported platform uptime — one of the most reliable platforms in this series
  • Stocks, ETFs, options, crypto, and bonds all available in one account

Who This Offer Is Best For

The Public high-yield cash bonus is best for cost-conscious options traders who want their idle cash working automatically between trades. If you currently leave uninvested cash sitting at near-zero yield at another broker — which is the default at tastytrade, E*TRADE, and most other platforms — switching to Public puts that cash to work at 3.6% APY from day one with no extra steps required.

The options rebate program is the other standout. At 10 contracts per trade, earning $0.06–$0.18 back per contract means Public.com is effectively the cheapest options platform in this series — cheaper even than the $0 brokers because you’re being paid rather than just not charged.

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Cash Bonus IRA Match
Robinhood Gold: 3% IRA Match & Cash Yield

Get a 3% IRA match on contributions plus 3.35% APY on uninvested cash with Robinhood Gold membership. The highest IRA match available from any broker in this series — new accounts only, terms apply.

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New accounts only. Robinhood Gold membership costs $5/month or $50/year. The 3% IRA match applies to qualifying IRA contributions made to a Robinhood IRA account — traditional and Roth IRAs are eligible. IRA match is subject to a 5-year vesting schedule — if you close your IRA or transfer assets out before 5 years, you may forfeit unvested match funds. Match is not available on rollovers from other retirement accounts. The 3.35% APY on uninvested cash applies to Gold subscribers only — standard accounts earn a lower default rate. APY is variable and subject to change without notice. The $0 per contract fee applies to equity options — regulatory pass-through fees still apply. Robinhood Financial LLC is a member of FINRA and SIPC. Investment products are not FDIC insured, not bank guaranteed, and may lose value. Robinhood Gold features and pricing are subject to change — always verify current terms, match rates, and APY directly at robinhood.com before opening an account. Some links on this page are affiliate links — if you open an account through one of them, GainSumo may earn a commission at no extra cost to you. See our full Affiliate Disclosure for details.

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Fidelity

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Webull Financial LLC is a registered broker-dealer and member of FINRA and SIPC. SIPC protection covers investment accounts up to $500,000 including $250,000 for cash claims. Commission-free trading applies to online US-listed stock, ETF, and equity options trades. No per-contract fee applies to equity options. Index options carry a $0.50 per-contract fee. Orders above 500 contracts add $0.10 per contract. Cash yield of 3.6% APY applies to the Webull Cash Management account — rate is variable and subject to change. Webull Premium costs $3.99/month or $40/year and includes Level 2 market data, reduced margin rates, volume discounts, and a 3.5% IRA match on qualifying contributions subject to vesting schedule. Margin rates vary by balance — 8.74% for balances under $25,000, stepping down at higher balances. Premium subscribers may qualify for rates as low as 3.90%. Outgoing ACAT transfer fee is $75. No annual fee and no inactivity fee. ACH withdrawals are free — wire transfer fees apply. Crypto trading available on 70+ coins at 1% spread — no staking or off-platform transfers. Webull Financial LLC is a subsidiary of Fumi Technology and operates as a fully independent US-regulated entity. See webull.com for current rates, fees, and Premium terms.

Firstrade
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Disclaimer: The information provided on this site is for educational and informational purposes only and should not be considered financial, investment, or trading advice. Options trading involves substantial risk and is not suitable for every investor. Past performance does not guarantee future results. You should always conduct your own research and consider consulting a qualified financial professional before making investment decisions.

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