J.P. Morgan: $700 Investing Bonus

Fund a new J.P. Morgan Self-Directed Investing account and earn up to $700 cash. One of the highest welcome bonuses available from a bank-affiliated broker — new accounts only, offer expires 07/21/2026, terms apply.

T&Cs Apply

New accounts only. To qualify for the cash bonus, open a new J.P. Morgan Self-Directed Investing account and fund it within 45 days of account opening with a qualifying net new deposit. Bonus tiers: $50 for $10,000–$24,999; $150 for $25,000–$99,999; $325 for $100,000–$249,999; $700 for $250,000+. Cash bonus is deposited within 15 days after the 45-day funding window closes. Transferred funds must remain in the account for at least 90 days or the bonus may be reversed. Offer expires 07/21/2026 — accounts must be opened and funded before this date to qualify. Available to eligible new customers only — existing J.P. Morgan Self-Directed Investing account holders do not qualify. J.P. Morgan Securities LLC is a member of FINRA and SIPC. Investment products are not FDIC insured, not bank guaranteed, and may lose value. Always verify current terms, deposit tiers, and expiration dates directly at jpmorgan.com before opening an account. Some links on this page are affiliate links — if you open an account through one of them, GainSumo may earn a commission at no extra cost to you. See our full Affiliate Disclosure for details.

J.P. Morgan Self-Directed Investing is offering up to $700 cash for new accounts funded before 07/21/2026 — one of the highest deposit bonuses currently available from a bank-affiliated broker. Best for Chase customers ready to consolidate banking and investing under one login.

J.P. Morgan Self-Directed Investing is the brokerage arm of JPMorgan Chase — the largest bank in the United States. For Chase banking customers, it offers the most seamless integration between banking and investing available in this series. The $700 investing bonus is one of the most straightforward deposit bonuses available from a major bank broker right now.

How the J.P. Morgan $700 Investing Bonus Works

To qualify for up to $700 cash, open a new J.P. Morgan Self-Directed Investing account through a qualifying link and fund your account within 45 days of opening. The bonus amount is tiered based on your qualifying deposit:

  • $50 bonus — $10,000–$24,999 deposit
  • $150 bonus — $25,000–$99,999 deposit
  • $325 bonus — $100,000–$249,999 deposit
  • $700 bonus — $250,000+ deposit

The cash bonus is deposited directly into your new account within 15 days after the 45-day funding window closes. Always verify current tiers and amounts directly at jpmorgan.com before opening an account as terms are subject to change.

Offer expires 07/21/2026.

Why Consider J.P. Morgan Self-Directed Investing

Beyond the sign-up bonus, J.P. Morgan Self-Directed Investing stands out for:

  • Instant transfers between Chase banking and J.P. Morgan investing accounts — no waiting periods
  • Free J.P. Morgan analyst research for all account holders — the same institutional research produced for wealth management clients
  • $0 commissions on stocks and ETFs with $0.65 per contract on options
  • Single login for Chase checking, savings, credit cards, and investments
  • $0 account minimum — open with any amount
  • Access to Chase branch network for in-person support

Who This Offer Is Best For

The J.P. Morgan $700 investing bonus is best for Chase banking customers who are ready to consolidate their investing alongside their existing banking relationship. If you already bank with Chase and have $10,000 or more to invest, the bonus adds meaningful value on top of the convenience of a unified financial dashboard.

For investors moving a larger portfolio — $250,000 or more — the $700 bonus combined with zero-friction Chase integration makes J.P. Morgan Self-Directed one of the most compelling bank broker offers currently available. Investors without a Chase banking relationship would likely find better overall value at Fidelity or Schwab for the same deposit amount.

Note: This offer expires 07/21/2026 — act before the deadline to qualify.

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