Bank Transfer

$101
Schwab Starter Kit Bonus
Deposit just $50 within 30 days of opening a new account to receive $101 to split across the top 5 stocks in the S&P 500. For new investors only.

4.3/5
T&Cs Apply

New accounts only. Deposit at least $50 within 30 days of enrollment to qualify for the $101 Schwab Starter Kit bonus. The bonus is used to purchase fractional shares of the top 5 S&P 500 companies; whole shares can be transferred, but fractional shares must be liquidated upon account closure. Options trading involves high risk and requires specific account approval. Offer available to U.S. residents only and cannot be combined with other referral bonuses. Full terms at Schwab.com/legal.

 
Up to $600 New Account Cash Bonus Open a new Merrill Edge Self-Directed account and fund it within 45 days to earn a cash bonus up to $600. New accounts only. Terms and conditions apply. See full details at merrilledge.com.
4.0/5
T&Cs Apply
Merrill Edge Self-Directed Investing is offered by MLPF&S, a registered broker-dealer, Member SIPC and a wholly owned subsidiary of Bank of America Corporation. SIPC protection covers investment accounts up to $500,000 including $250,000 for cash claims. Commission-free trading applies to online US-listed stock and ETF trades. Options trades are commission-free but carry a $0.65 per-contract fee. Exercise and assignment fees are $0. Online options spreads are limited to two legs — more complex strategies require broker-assisted execution and carry a $29.95 broker-assisted trade fee. Outgoing full ACAT transfer is $0; IRA closure fee is $49.95. No annual fee and no inactivity fee. Cash in brokerage accounts earns near-zero yield by default; Preferred Deposit requires $100,000 minimum and involves manual transfers. Guided Investing robo-advisor charges 0.45% annually with a $1,000 minimum. Preferred Rewards program eligibility requires a minimum 3-month average combined BofA and Merrill Edge balance of $20,000. Merrill Edge does not offer cryptocurrency, futures, fractional shares, or paper trading. See merrilledge.com for current rates, fees, and program terms.

Up to $1,000
Transfer Bonus
Transfer cash, securities, or retirement assets from another institution and earn up to $1,000 deposited directly into your new Self-Directed Investing account. New accounts only. Offer expires 07/21/2026. Terms and conditions apply.

3.5/5
T&Cs Apply

Investment products offered through J.P. Morgan Securities LLC (JPMS), member FINRA and SIPC. Options trading involves significant risk and is not appropriate for all investors. Options contract fees of $0.65 per contract apply to all options trades. Commission-free online trades apply to US-listed stocks, ETFs, mutual funds, and options only. Other fees and charges may apply including regulatory fees, foreign transaction costs, and bond commissions. Uninvested cash held in the JPMorgan Chase Deposit Account earns interest subject to change without notice. Margin trading is available and subject to interest charges; margin rates vary based on account balance. Investment products are NOT a deposit, NOT FDIC insured, carry NO bank guarantee, and MAY LOSE VALUE. The up to $1,000 transfer bonus offer expires 07/21/2026 — terms and conditions apply. Please review J.P. Morgan's full fee and commission schedule before investing.

$150 Sign-Up Bonus New Account Offer Open a new SoFi Active Invest account and make a first deposit of $1,250 or more to receive $150. New accounts only. Offer ends June 10, 2026. Separate terms and conditions apply.

3.5/5
T&Cs Apply

Investment products offered through SoFi Securities LLC, member FINRA and SIPC. Active Investing and brokerage services are provided by SoFi Securities LLC. Automated Investing and advisory services are provided by SoFi Wealth LLC, an SEC-registered investment adviser. $0 commission applies to online US stock, ETF, and options trades. Options trades carry a regulatory fee of $0.0187 per contract. Only long calls and long puts are currently supported — multi-leg options strategies are not available. Options trading is available in taxable accounts only and not in IRA accounts. Crypto trading involves a 1% spread per trade and is offered through SoFi Bank, N.A. The 1% IRA match requires active SoFi Plus membership at time of deposit; terms and conditions apply. A $25 annual inactivity fee applies to accounts with no login activity for six or more months. A $100 IRA closure fee applies. Uninvested brokerage cash earns interest subject to change. Margin trading is subject to 10.5% annual interest and involves significant risk including the possibility of loss exceeding your initial investment. Investments are NOT FDIC insured, NOT bank guaranteed, and MAY LOSE VALUE.

Up to $3,000
New Account Cash Bonus
Open a new Ally Invest Self-Directed account and fund it to earn a cash bonus up to $3,000. New accounts only. Terms and conditions apply. See full details at ally.com/invest.

3.5/5
T&Cs Apply
Ally Invest Securities LLC is a registered broker-dealer and member of FINRA and SIPC. SIPC protection covers investment accounts up to $500,000 including $250,000 for cash claims. Ally Bank deposits are FDIC-insured up to $250,000 per depositor. Commission-free trading applies to online US-listed stock and ETF trades. Equity options carry a $0.50 per-contract fee; index options carry a $0.35 per-contract fee. Exercise and assignment fees are $0. Uninvested cash in Ally Invest brokerage accounts earns 0% by default — higher rates are available through linked Ally Bank savings accounts via manual transfer. Margin accounts require a minimum $2,000 deposit; margin rates start at 12% for balances under $25,000. Outgoing ACAT transfer fee is $50; IRA closure fee is $25. No annual fee and no inactivity fee. Ally Invest does not offer cryptocurrency trading, futures trading, fractional shares, or paper trading. Managed Portfolio accounts require a $100 minimum and carry a 0.30% annual advisory fee. Forex trading is available through a separate Ally Forex account provided by GAIN Capital (Forex.com). See ally.com/invest for current rates, fees, and terms.

A direct bank transfer moves funds between a linked bank account and a brokerage account. For brokers affiliated with a bank — such as J.P. Morgan, Merrill Edge, and Ally Invest — these transfers are instant and require no external routing information.