Fidelity Bloom offers a $100 cash reward with no minimum deposit — making it the easiest entry point to the highest-rated broker in this series. Combined with automatic 4.5%+ APY on idle cash and $0 exercise and assignment fees, Fidelity remains the most complete platform for income-focused options traders.
Fidelity is the highest-rated broker in this series across Trust & Safety and Fees & Pricing — and the $100 Bloom cash reward gives new account holders a meaningful bonus just for getting started with no minimum deposit required. Fidelity Bloom is Fidelity’s spending and saving app designed to help investors build better financial habits alongside their investing activity.
How the Fidelity Bloom $100 Cash Reward Works
To qualify for the $100 cash reward, download the Fidelity Bloom app and open a new Fidelity Bloom account through a qualifying link. Complete the required account setup steps and meet the qualifying activity requirements within the specified timeframe. The $100 cash reward is credited to your account after the qualifying period.
Always verify current terms and qualifying activity requirements directly at fidelity.com before opening an account as promotional terms are subject to change.
Why Consider Fidelity
Beyond the sign-up bonus, Fidelity stands out as the most complete broker in this series for long-term investors and income traders:
- Automatic 4.5%+ APY on uninvested cash via SPAXX sweep — no manual transfers, no membership required
- $0 exercise and assignment fees on all options trades
- Dime buyback program — close short options positions for $0 when the contract is worth $0.10 or less
- Zero-expense-ratio index funds — the only broker in this series offering funds with no annual cost
- $0 commissions on stocks and ETFs with $0.65 per contract on options
- 200+ branch locations for in-person support
- 24/7 phone, chat, and email customer service
- NerdWallet’s 2026 pick for best broker for beginners and best app for investing
Who This Offer Is Best For
The Fidelity Bloom $100 cash reward is best for new investors who want to start with one of the most trusted and capable platforms in this series without any minimum deposit barrier. The no-minimum requirement makes it genuinely accessible — you can open an account, claim the bonus, and start investing with whatever amount you have available.
For income-focused options traders specifically, Fidelity’s combination of automatic 4.5%+ APY on idle cash, $0 exercise and assignment fees, and the dime buyback program makes the total cost picture the most favorable of any full-service broker in this series — and the $100 bonus is a meaningful head start on top of that.
